Which customers owe me money, and how do I chase them without getting my WhatsApp number banned?
Receivables are aged and ranked by money at risk. The dunning ladder sends reminders on WhatsApp through Meta's Cloud API with approved templates, only to customers who opted in outside WhatsApp, never more than once a day, pausing when a promise to pay is recorded. 'Collect everything overdue' does the whole round after you confirm the list.
How VyaparSetu does it
Get paid: know who owes what, chase on WhatsApp, and record what arrives.
Receivables ageing
Buckets, DSO, credit limits and who to chase first, by money at risk.
Dunning ladder
Reminders that escalate in tone, start before the due date, pause on a promise to pay and end with a person.
WhatsApp, direct
Meta's Cloud API without a middleman, using approved templates.
Consent and opt-out
Opt-in recorded where it was captured; opt-out is absolute; one contact per debtor per day.
Promises to pay
A recorded promise pauses the ladder; one open promise per invoice.
Payments received
Cash, UPI, NEFT, cheque or a Razorpay link — matched to the invoice, part payments included, and posted to the ledger.
Payment rails
Razorpay payment links and virtual accounts on every reminder.
Section 43B(h) monitor
MSME supplier payments tracked against the 15/45-day deadline that decides tax deductibility.
Other questions
- How do I reconcile GSTR-2B with my purchase register?
- Can it prepare and file GSTR-1 and GSTR-3B for me?
- My GSTR-1 was filed as NIL by mistake but GSTR-3B was paid. What now?
- How do I generate an e-invoice (IRN) and an e-way bill?
- Can I move from Tally or Zoho Books without retyping everything?
- Can I email invoices from my own Gmail or Google Workspace address?
- Can the invoice look like the one Zoho prints, with my stamp, signature and a QR to pay?
- How does it handle TDS that my customers deduct, or that I deduct from suppliers?
- How does my chartered accountant review and sign off my books?
- My GSTIN took effect in the middle of the year. What happens to earlier invoices?
- Will I have enough cash next month, and what can I reorder?
- How do I stay within Section 43B(h) for MSME suppliers?
- Can every invoice go into a Google Sheet my CA can open?
- Can I ask questions in Hindi, Tamil or Marathi?